Insurance costs increase as policyholders add on more coverage to their car insurance policy, so it is important for individuals to understand what they need. Comprehensive coverage provides protection against non-collision-related issues like weather, natural disasters, vandalism, and more.Īdditional coverages include roadside assistance, uninsured and underinsured motorist coverage, personal injury protection, gap insurance, medical expenses, and much more.
Collision provides coverage for any object or vehicle damage occurring in a collision. Liability insurance covers bodily injury and property damage due to an at-fault accident. Costs of the various insurance options do vary by provider. Auto insurance coverage options run the gamut to meet customers’ insurance needs, with most providers offering coverage to meet various state minimum requirements full coverage offerings with liability, collision, and comprehensive coverages and all the add-ons and specializations a driver needs.
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